{"id":1856,"date":"2023-09-12T10:37:02","date_gmt":"2023-09-12T09:37:02","guid":{"rendered":"http:\/\/richeetech.com.ng\/?p=1856"},"modified":"2023-09-12T10:54:59","modified_gmt":"2023-09-12T09:54:59","slug":"payfric-how-to-send-receive-money-africa","status":"publish","type":"post","link":"https:\/\/richeetech.com.ng\/tech-howtos\/payfric-how-to-send-receive-money-africa\/","title":{"rendered":"Payfric Review: How To Send, Receive Money in Africa"},"content":{"rendered":"<p><strong>Payfric review:<\/strong> Hey guys, this is Richard again, and today we&#8217;re going to be walking you through a review about our experience using <strong>Payfric<\/strong> to send and receive payments online. Buckle up your seatbelts.<\/p>\n<p>Let&#8217;s go to the very beginning&#8230;<\/p>\n<h2><strong>Why God will punish PayPal and Peter Thiel.<\/strong><\/h2>\n<p>To the initiated, PayPal is a payment gateway that facilitates e-commerce transactions online and was founded by German born tech investor, Peter Thiel.<\/p>\n<p>To the uninitiated, you may not know him for being the first ever Angel Investor to invest ($500k) in Facebook back in 2004.<\/p>\n<p><strong>Read also: <a href=\"http:\/\/richeetech.com.ng\/tech-howtos\/quick-online-loans-in-nigeria\/\">Quick Online Loans In Nigeria: How To Get N5 million in 5 mins.<\/a><\/strong><\/p>\n<p>But this is besides the point.<\/p>\n<p>Every internet entrepreneur who has ever transacted business online and requires payment to be sent to you <a href=\"https:\/\/herushersservers.disha.page\/\">in Nigeria<\/a> knows the frustration we&#8217;ve faced (and are doomed to face till eternity) when it comes down to using PayPal.<\/p>\n<p>As it turns out, <a href=\"https:\/\/www.forbes.com\/sites\/mfonobongnsehe\/2011\/07\/18\/is-paypal-scared-of-nigeria\/#1e3099e13787\" target=\"_blank\" rel=\"noopener noreferrer\">if you reside in Nigeria, you can&#8217;t receive money into your Paypal account<\/a>; you can only pay for stuff. How one-sided and sick is that?<\/p>\n<p>And this is the reason why I thank God for platforms like <a href=\"https:\/\/richeepay.disha.page\/\">RicheePay<\/a> that are championing Decentralised finance.<\/p>\n<p>It&#8217;s either the scourge of these <a href=\"http:\/\/richeetech.com.ng\/tech-howtos\/learn-how-to-be-a-yahoo-boy\/\">Yahoo boys in Nigeria<\/a> has made it this hard for foreigners to trust us&#8230;or Peter Thiel just has one sick sense of humour.<\/p>\n<p>However way you spin it, fact is Nigeria is prohibited from receiving payments via PayPal. End of discussion. A few of the most popular limitations placed on Nigerian accounts are that:<\/p>\n<ul>\n<li>You can only open one account per person.<\/li>\n<li>There is no way to restore your account if it is banned.<\/li>\n<li>You cannot receive money<\/li>\n<li>You cannot send money<\/li>\n<li>You are only able to add your credit or debit cards to your account and pay for goods and services using your cards (which is pretty much all i do)<\/li>\n<li>You have to be at least 18 years old to open an account etc.<\/li>\n<\/ul>\n<p>The strain this puts on businesses on this side of the world is just terrible, especially when your foreign clientele is insistent on paying via PayPal.<\/p>\n<p><strong>Read also: <a href=\"http:\/\/richeetech.com.ng\/tech-howtos\/union-bank-transfer-code\/\">Union Bank Transfer Code: How To Transfer Money From Union Bank<\/a><\/strong><\/p>\n<h2><strong>A glimmer of hope&#8230;Crushed<\/strong><\/h2>\n<p>Sometime during the 1st quarter of the year, Richeetech sealed a sponsored post deal with a foreign betting outfit valued somewhere around $750 per post and as you would expect, they paid via PayPal.<\/p>\n<p>To cut the long story short, we found a loophole that allowed us receive payments to Nigeria but using a South African PayPal account.<\/p>\n<p>Just so you know, that money has since disappeared from the account. Was it because we withdrew it? Lolz.<\/p>\n<p>They gave us a 1 month ultimatum to transfer it to a local bank or else it would be returned back to the sender (I mean, who does that?).<\/p>\n<p>We found ourselves in quite the pickle there. Everything from the account name, number and address was all artificially generated. How do you fake that you have a bank account from South Africa?<\/p>\n<p>I was put in charge of mediating with our clients to send the money back in the event that PayPal went through with their threat but my emails were never replied. As far as they were concerned, they&#8217;d paid for the transaction and any other thing was just story.<\/p>\n<p><strong>Read also: <a href=\"http:\/\/richeetech.com.ng\/tech-howtos\/ecobank-transfer-ussd-code-how-to-transfer-money-from-ecobank\/\">Ecobank Transfer USSD Code: How To Transfer Money From Ecobank<\/a><\/strong><\/p>\n<p>We lost the $750.<\/p>\n<h2><strong>Payfric review: How Payfric saved us<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1857 size-full lazyload\" data-src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543.png\" alt=\"Payfric\" width=\"720\" height=\"654\" data-srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543.png 720w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543-300x273.png 300w\" data-sizes=\"(max-width: 720px) 100vw, 720px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 720px; --smush-placeholder-aspect-ratio: 720\/654;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1857 size-full\" src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543.png\" alt=\"Payfric\" width=\"720\" height=\"654\" srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543.png 720w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190915-182543-300x273.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/noscript><\/p>\n<p>Sometime around the 3rd quarter of this year, we had an order come in for a client who wanted to do <a href=\"http:\/\/richeetech.com.ng\/advertise\">a sponsored post and a banner advert.<\/a><\/p>\n<p>When it got to payment terms, his first suggestion was to pay via <a href=\"https:\/\/bit.ly\/richeepayfric\" target=\"_blank\" rel=\"noopener noreferrer\">Payfric<\/a>, a website that lets you pay and receive money in Nigeria and some other parts of Africa.<\/p>\n<p>We honestly had never heard of it before but haven been stung in the past by PayPal, we headed over to the Payfric website to create an account.<\/p>\n<h3><strong>The Dashboard<\/strong><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1885 size-full lazyload\" data-src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936.png\" alt=\"Payfric\" width=\"720\" height=\"658\" data-srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936.png 720w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936-300x274.png 300w\" data-sizes=\"(max-width: 720px) 100vw, 720px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 720px; --smush-placeholder-aspect-ratio: 720\/658;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1885 size-full\" src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936.png\" alt=\"Payfric\" width=\"720\" height=\"658\" srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936.png 720w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-205936-300x274.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/noscript><\/p>\n<p>Its didn&#8217;t take us up to 5 minutes, we were done setting up.<\/p>\n<p><strong>Also read: <a href=\"http:\/\/richeetech.com.ng\/tech-howtos\/polaris-skye-bank-transfer-code-how-to-transfer-money-recharge\/\">Polaris (Skye) Bank Transfer Code: How To Transfer Money &amp; Recharge.<\/a><\/strong><\/p>\n<p>On our Payfric dashboard, you had the option to:<\/p>\n<ul>\n<li>See your available Payfric balance<\/li>\n<li>Deposit funds to your account<\/li>\n<li>Add your bank account<\/li>\n<li>Buy airtime<\/li>\n<li>Send money<\/li>\n<li>Withdraw and also<\/li>\n<li>Earn money<\/li>\n<\/ul>\n<h3><strong>The transaction<\/strong><\/h3>\n<p>We sent over the email we used to register and our client transfered the money to us. It reflected in our Payfric balance seconds after we first got an email notification.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1888 size-medium lazyload\" data-src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-169x300.png\" alt=\"\" width=\"169\" height=\"300\" data-srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-169x300.png 169w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-578x1024.png 578w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1.png 355w\" data-sizes=\"(max-width: 169px) 100vw, 169px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 169px; --smush-placeholder-aspect-ratio: 169\/300;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1888 size-medium\" src=\"http:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-169x300.png\" alt=\"\" width=\"169\" height=\"300\" srcset=\"https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-169x300.png 169w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1-578x1024.png 578w, https:\/\/richeetech.com.ng\/wp-content\/uploads\/2019\/09\/Screenshot_20190918-211145-1.png 355w\" sizes=\"(max-width: 169px) 100vw, 169px\" \/><\/noscript><\/p>\n<p>To withdraw it to our bank here in Nigeria, we simply went to our dashboard &gt; Withdraw &gt; Input amount and clicked &#8220;Withdraw&#8221;. In moments, we got a credit alert from GTB for successful transfer.<\/p>\n<h2><strong>Why we love Payfric<\/strong><\/h2>\n<p>Here are some of the reasons why we love this platform and recommend everyone of our esteemed readers to go and sign up on the site:<\/p>\n<ol>\n<li>It&#8217;s available in 4 countries and transacts with 4 currencies<\/li>\n<li>It is used by more than 100,000 people<\/li>\n<li>Their customer service is gbam!<\/li>\n<li>They have zero setup charges and no monthly charges.<\/li>\n<li>Their transaction fee is so low, you only pay N20 naira when you send money.<\/li>\n<li>Extremely easy to use interface.<\/li>\n<\/ol>\n<h2><strong>Payfric: Conclusion<\/strong><\/h2>\n<p>I think this is a really great platform, the best way to send money to Nigeria and the best payment gateway in Nigeria in 2019.<\/p>\n<p>If our review of Payfric has convinced you and not confused you about why you need this platform for sending and receiving money in Africa, then <a href=\"https:\/\/bit.ly\/richeepayfric\" target=\"_blank\" rel=\"noopener noreferrer\">click here to register with them.<\/a><\/p>\n<h2><strong>Now over to you<\/strong><\/h2>\n<p>Have you used Payfric to send and receive payments before? What was your experience? Tell us in the comments.<\/p>\n<p><strong>You may also like<\/strong><\/p>\n<ul class=\"lcp_catlist\" id=\"lcp_instance_0\"><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Payfric review: Hey guys, this is Richard again, and today we&#8217;re going to be walking&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2253,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payfric Review: How To Send, Receive Money in Africa<\/title>\n<meta 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